Friday, 29 March 2019

P2P Lending Investment Platforms Australia



As my P2P investment journey continues, I’m always on the lookout for other opportunities in the market where I can invest and share my experiences.   You may know back at the start of my journey I wrote a blog on who offers P2PLending investments.  Since that time I’ve found a number of other platforms and thought it was worth an update.  While I’m sure this is not an exhaustive list, it does highlight there are many platforms out there to invest into in Australia.  The list below are platforms I’ve come across while researching the field and looking for new opportunities to invest. 

What I have also found in this time is that peer to peer lending takes many forms.  While I was initially looking at loans either personal or business, there are whole other categories around peer to peer lending in the form of property investment.   These range from funding for large scale development projects to bridging loans for people who buy, renovate and sell, to funding the purchase of commercial property.    



P2P Provider
Loans purpose
Investors
Min Investment Amount
Business
Sophisticated
Not provided
Business
Sophisticated
$1,000
Personal
Sophisticated
$2,000,000
Business
Sophisticated
Not Provided
Personal & Business
Sophisticated
$100,000
Business
Sophisticated
$1,000
Personal
Retail & Sophisticated
$1,000
Personal & Business
Retail & Sophisticated
$10
Business
Retail & Sophisticated
$100
Personal
Retail & Sophisticated
$10,000
Newly identified P2P Investment Platforms
Property
Sophisticated
$50,000
Property
Sophisticated
$5,000
Property
Sophisticated
$25,000
Property
Sophisticated
$10,000
Property
Retail & Sophisticated
$5,000
Property
Retail & Sophisticated
$5,000
Property
Retail & Sophisticated
$1,000
Property
Retail & Sophisticated
Not Provided
Personal
Retail & Sophisticated
$50



It is important to note that every platform has a slightly different structure so be sure to carefully read through the Product Disclosure Statements and understand what you’re investing in.  In my next blog I will endeavour to break down the platforms available to retail investors.  

While I will continue to update this list periodically, if you do find a platform not listed above please comment below or send us an email.

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