P2P Lending Investment Platforms Australia

As my P2P investment journey continues, I’m always on the lookout for other opportunities in the market where I can invest and share my experiences.   You may know back at the start of my journey I wrote a blog on who offers P2PLending investments.  Since that time I’ve found a number of other platforms and thought it was worth an update.  While I’m sure this is not an exhaustive list, it does highlight there are many platforms out there to invest into in Australia.  The list below are platforms I’ve come across while researching the field and looking for new opportunities to invest. 

What I have also found in this time is that peer to peer lending takes many forms.  While I was initially looking at loans either personal or business, there are whole other categories around peer to peer lending in the form of property investment.   These range from funding for large scale development projects to bridging loans for people who buy, renovate and sell, to funding the purchase of commercial property.    

P2P Provider	Loans purpose	Investors	Min Investment Amount
Banjo Loans	Business	Sophisticated	Not provided
BigStone	Business	Sophisticated	$1,000
Harmoney	Personal	Sophisticated	$2,000,000
MarketLend	Business	Sophisticated	Not Provided
SocietyOne	Personal & Business	Sophisticated	$100,000
ThinCats	Business	Sophisticated	$1,000
MoneySpot	Personal	Retail & Sophisticated	$1,000
RateSetter	Personal & Business	Retail & Sophisticated	$10
TruePillars	Business	Retail & Sophisticated	$100
Wisr	Personal	Retail & Sophisticated	$10,000
Newly identified P2P Investment Platforms
Credit Connect Group	Property	Sophisticated	$50,000
Peer Estate	Property	Sophisticated	$5,000
Platinum Mortgage Securities	Property	Sophisticated	$25,000
Property Shares	Property	Sophisticated	$10,000
Estate Baron	Property	Retail & Sophisticated	$5,000
Funding	Property	Retail & Sophisticated	$5,000
Latrobe Financial	Property	Retail & Sophisticated	$1,000
Lendex	Property	Retail & Sophisticated	Not Provided
Our Money Market	Personal	Retail & Sophisticated	$50

It is important to note that every platform has a slightly different structure so be sure to carefully read through the Product Disclosure Statements and understand what you’re investing in.  In my next blog I will endeavour to break down the platforms available to retail investors.  

While I will continue to update this list periodically, if you do find a platform not listed above please comment below or send us an email.